Contractor General Liability

General liability for contractors is the foundation of a strong insurance defense. One of the biggest risks in the construction industry is third-party injuries, and some of the most costly claims you could face as a construction professional come from construction defect claims and lawsuits for property damage, medical bills, or accidents.

Contractor General Liability: Protection for Your Construction Business

General liability is designed to protect construction professionals against third-party claims and lawsuits, including:

  • Bodily Injury Claims
  • Medical Expenses
  • Completed Product Claims
  • Property Damage Claims
  • Personal and Advertising Injury Claims

Benefit Summary of the Contractor General Liability Program

  • Broad coverage tailored for the needs of residential home builders.
  • Substantial upfront discounts plus no extra charge for using uninsured subcontractors.
  • Convenient payment terms
  • Choice of liability limits
  • Per Location limit
  • Completed operations for Property damage for work done by Subcontractors


Are your files Claims Ready? Check out one of our NWCA risk management solutions, Trades Tracking. They will even get the contracts signed for the home builder client.

General liability insurance gives you the peace-of-mind that your business assets are protected. If a third-party alleges property damage, injury, or bodily harm, you won’t have to worry about your construction business assets being depleted by medical bills, court costs, settlements, or judgements.

In the high-risk construction industry, safety and protection are part of the job. General liability insurance is one way you can protect your business and keep your assets where you want them. You work hard to build your business. General liability insurance works hard to protect it.

NWC Alliance LogoAs an NWCA key agent, we are committed to more than insurance; we are proven problem solvers. We facilitate risk management solutions and creative coverage for more complex and/or sophisticated home builder and contractor risks. We are committed to client education and it's impact on the insurance experience.

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